Please contact Jodi Grist at We Care Conveyancing for an accurate calculation of your stamp duty fees.
    PLEASE NOTE:  Don't assume that other Conveyancing sites who use an auotmatic javascript Stamp Duty Calculator are
    giving you an accurate calculation.  For an accurate calculation of all charges and associated fees please call us on
    (03) 9796 6693.

4. When do I pay the Stamp Duty and Registration fee's?

    If you are purchasing a property and are borrowing funds from a bank or similar lending institution, the bank will usually retain the
    Stamp Duty and Registration Fees, together with any application fee etc. from the sum borrowed and advance the net amount

5. Do I qualify for Stamp Duty Benefits?

    A good question and one all purchasers should look into. Generally speaking whether or not you qualify for either Stamp Duty
    benefits or total exemption depends on the circumstances of your Purchase. Depending on the value of the property, benefits can
    be available to Home Buyers with Concession Cards and First Home Buyers with Families. To check whether or not you qualify for
    these benefits, you should contact We Care Conveyancing.

6. I need to organize a removalists - Can you tell me what time settlement is?

    We Care Conveyancing can in most cases, give a time for settlement at least three days prior to the due date. If removalists need to
    be booked by you well in advance to settlement, you can advise our office as to what time you have arranged with the removalists
    and we will endeavor to book settlement as close to that time as possible.

7. What are adjustments?

    Prior to Settlement, We Care Conveyancing will undertake an adjustment of rates and outgoings to the property from the date of 
    settlement.     

   (PURCHASERS PLEASE NOTE in the cases of some land settlements, the adjustment will be required to be undertaken as at
    the day of sale).

    The adjustment of rates will ensure that the Vendors pay all rates and taxes due on the property up until settlement date, and
    Purchaser pays from the settlement date.

    Most Councils will require all rates for the current rating year to be paid at settlement even though they may not be due until a
    later date. This will be reflected in the adjustments.

    The adjustments will also allow the vendor to pay any arrears and/or outstanding interest on the rates and charges together with
    fees pertaining to the discharge of any mortgage or caveat.

8. I haven't got my finance yet, can the Vendor withdraw from the Contract?

    In most cases, the vendor will be just as keen to continue with the sale as you are to purchase. So long as you comply with the
    conditions of the Finance Approval Section of the contract, you can request an extension. If the Vendor will not grant this
    extension, it is the Purchaser who has the option to withdraw from the Contract. If the Purchaser does not wish to withdraw,
    then the Contract of Sale will fall unconditional and the purchase will proceed to settlement.

9. I haven't received loan approval yet and have been granted an extension, do I still have to pay my deposit?

    The short answer to this question is YES unless you have also requested and been granted an extension to the date for payment of
    deposit. Some Vendors will charge interest on any outstanding deposit monies so it is important to pay them by the due date.

10. My property has just settled, when do I get my money?

    If the settlement is occurring within the Melbourne CBD or locally, you will receive a Bank Cheque (for the balance of funds after
    discharging of mortgage and other fees etc.) on the same day as settlement. If the settlement is to take place interstate or in an area
    where an agent is to be instructed, we can either have the Bank Cheques forwarded to this office (this is usually received within 1
    clear business day after settlement) or the balance of funds can be directly deposited into an account for you.

11. My property has settled but the Bank Cheque takes three days to clear, why can't I get my money?

    This is a bank's policy not ours. You would need to speak to them.
    We have known miracles to happen in the past.

12. Professional Indemnity Insurance.

    Pursuant to part 7.1.5 of the Legal Profession Act 2004 this firm holds professional indemnity insurance against civil liability in
    connection with all conveyancing work performed in the course of this business. Further details including a copy of the Insurance
    Policy Schedule, Amount of Cover and any relevant exclusions on the cover may be obtained upon request.